Practice

Personal Financial Advice incl. Investment Planning

 

Personal financial and risk planning is the process of organizing your money and protecting your future. It helps you set clear financial goals, manage income and expenses, grow savings and investments, and prepare for risks such as illness, accidents, or unexpected loss of income—so you can achieve long-term security and peace of mind.

Business and Commercial Related Advice

 

 

Business or commercial insurance provides financial protection for companies against unexpected losses. It helps safeguard assets, employees, operations, and income by covering risks such as property damage, liability claims, employee injuries, and business interruptions—allowing businesses to operate with confidence and stability.

Motor and Home Insurance and Commercial Insurance

 

Motor or auto insurance protects vehicle owners against financial loss from accidents, theft, or damage. It can also cover liability for injury or property damage to others, helping drivers stay protected and legally compliant on the road.

Building Insurance
Building insurance covers the physical structure of a property against risks such as fire, storms, floods, vandalism, or other unforeseen damage. It helps property owners repair or rebuild their buildings, protecting one of their most valuable investments.

Medical Aid and Health Insurance and GAP Cover

 

 

Medical and health insurance helps cover the cost of healthcare expenses such as doctor visits, hospital stays, medications, and treatments. It protects individuals and families from high medical costs, ensuring access to quality care while providing financial security and peace of mind.

Marine Insurance (Land, Air and Sea)

 

Marine insurance provides coverage for goods, cargo, and equipment while they are being transported by land, air, or sea. It protects against loss or damage caused by accidents, theft, natural disasters, or transit-related risks, ensuring the safe movement of goods and financial protection throughout the entire journey.

 

Engineering and Construction

Specialist, engineering, and construction insurance provides tailored protection for complex projects, machinery, and technical operations. It covers risks such as equipment breakdown, design or construction defects, on-site accidents, and project delays—helping contractors, engineers, and project owners manage risk and complete projects with confidence.

Personal Asset and Electronic Equipement

 

Personal Asset and All Risk cover protects valuable personal belongings against loss, theft, or accidental damage, whether at home or away. It offers broad, flexible protection for items such as jewelry, electronics, and other high-value possessions, providing peace of mind through comprehensive, everyday coverage.

Cyber Risk

 

 

Cyber insurance protects individuals and businesses against financial losses caused by cyber threats such as data breaches, hacking, ransomware, and system failures. It helps cover costs related to data recovery, business interruption, legal liabilities, and customer notification—supporting digital security and resilience in an increasingly connected world.